1. Meter Readings Review
Price: $0.99 – Sales 50%off Developer: Graham Haley
Financial matters have been forced to the forefront of everybody’s consciousness in the last couple of years thanks to the world’s financial meltdown. With the cost of living rising in many areas and the threat of redundancy, most of us are more acutely aware of our incoming and outgoings then ever before. One area in which we can all make potential savings is on utility bills and Meter Readings is designed to help you just do that. You can input data for multiple properties and get a breakdown of usage and costings by day, week, month, quarter or year. From here you make work out where you might be able to cut back and see the potential savings to be made from doing so. Money.co.uk featured Meter Readings in their top 10 financial apps for the iPad and it’s earned a slew of other accolades which tell you all you need to know. If it saves you the price tag alone it will have paid for itself and it’s safe to say it will save you more than that.
2. Saving Goals Review
Price: $0.99 Developer: Corbenic Consulting
Download: Savings Goals – Corbenic Consulting
Are you trying to save up for something special but can’t quite manage it? Savings Goals is a very simple idea that’s very well executed and will help you save for whatever it is you want. It could be a holiday or a new car but it needn’t be something so expensive. It could be a new tv or anything else you can think of. Basically you can enter the amount you want to save. If you want to save up within certain time frame you can enter this and it will tell you how much you need to save each day, week or month in order to meet the goal. If you want to work out how long it will take you to save up based on how much you can afford to save, you can do it in this way too. If you get behind or ahead with your savings the app can also track of this. You can enter as many as different goals as you want and it works a treat. If you really want to save for something this will give you an added incentive to do so.
3. Pocket Expense Review
Price: $4.99 Developer: Appxy
Pocket Expense is one of the best finance apps we’ve come across. Everything is configurable. You can add recurring bills and incoming so they automatically update each month, add your own notes to specific transactions if necessary and with some care and attention you’ll be able to generate the clearest possible picture of your finances month to month. You can set budgets for everything from pet expenses to dining out, and add in all your regular bills with dates and reminders when they’re due. As long as you keep the information up to date the app will instantly be able to tell you how much money you have at any given time taking into account all your scheduled and recorded outgoings. Once you start using Pocket Expense on a daily basis you can start to run your life with it. That’s not as scary as it sounds. All it means is you’ll know what you can afford each month and whether or not you can allow yourself an extravagant treat.
Price: FREE Developer: Bloomberg LP
Bloomberg offers to bring the power of one of the most trusted broadcast sources for financial information to your portable iDevice, with the bonus of tools to help your analysis of the world’s markets. It offers a mixture of news, stock quotes, company descriptions, market trends and more via a well thought out and presented interface. Additional features enable users to create a list of their choice of stocks to allow quick access to your key area of focus. We must point out this application certainly isn’t for the beginner, the information here even in news section is aimed directly at those with an understanding or experience of the markets. If you are looking for entry level app to help you research for potential investments we would advise you to look elsewhere. For a free app the level of depth to the content is surprising and the ability to cut through the vast array of facts and figures and short-cut directly to the stocks you are currently following offers a welcome flash of invention. Once again whilst there are better applications that fall into this sub-genre, those apps are also expensive, so in this case to make money you don’t actually have to spent it!