1. Meter Readings Review
Price: $0.99 – Sales 50%off Developer: Graham Haley
Financial matters have been forced to the forefront of everybody’s consciousness in the last couple of years thanks to the world’s financial meltdown. With the cost of living rising in many areas and the threat of redundancy, most of us are more acutely aware of our incoming and outgoings then ever before. One area in which we can all make potential savings is on utility bills and Meter Readings is designed to help you just do that. You can input data for multiple properties and get a breakdown of usage and costings by day, week, month, quarter or year. From here you make work out where you might be able to cut back and see the potential savings to be made from doing so. Money.co.uk featured Meter Readings in their top 10 financial apps for the iPad and it’s earned a slew of other accolades which tell you all you need to know. If it saves you the price tag alone it will have paid for itself and it’s safe to say it will save you more than that.
2. Saving Goals Review
Price: $0.99 Developer: Corbenic Consulting
Download: Savings Goals – Corbenic Consulting
Are you trying to save up for something special but can’t quite manage it? Savings Goals is a very simple idea that’s very well executed and will help you save for whatever it is you want. It could be a holiday or a new car but it needn’t be something so expensive. It could be a new tv or anything else you can think of. Basically you can enter the amount you want to save. If you want to save up within certain time frame you can enter this and it will tell you how much you need to save each day, week or month in order to meet the goal. If you want to work out how long it will take you to save up based on how much you can afford to save, you can do it in this way too. If you get behind or ahead with your savings the app can also track of this. You can enter as many as different goals as you want and it works a treat. If you really want to save for something this will give you an added incentive to do so.
3. Pocket Expense Review
Price: $4.99 Developer: Appxy
Pocket Expense is one of the best finance apps we’ve come across. Everything is configurable. You can add recurring bills and incoming so they automatically update each month, add your own notes to specific transactions if necessary and with some care and attention you’ll be able to generate the clearest possible picture of your finances month to month. You can set budgets for everything from pet expenses to dining out, and add in all your regular bills with dates and reminders when they’re due. As long as you keep the information up to date the app will instantly be able to tell you how much money you have at any given time taking into account all your scheduled and recorded outgoings. Once you start using Pocket Expense on a daily basis you can start to run your life with it. That’s not as scary as it sounds. All it means is you’ll know what you can afford each month and whether or not you can allow yourself an extravagant treat.
4. Bloomberg Review
Price: FREE Developer: Bloomberg LP
Bloomberg offers to bring the power of one of the most trusted broadcast sources for financial information to your portable iDevice, with the bonus of tools to help your analysis of the world’s markets. It offers a mixture of news, stock quotes, company descriptions, market trends and more via a well thought out and presented interface. Additional features enable users to create a list of their choice of stocks to allow quick access to your key area of focus. We must point out this application certainly isn’t for the beginner, the information here even in news section is aimed directly at those with an understanding or experience of the markets. If you are looking for entry level app to help you research for potential investments we would advise you to look elsewhere. For a free app the level of depth to the content is surprising and the ability to cut through the vast array of facts and figures and short-cut directly to the stocks you are currently following offers a welcome flash of invention. Once again whilst there are better applications that fall into this sub-genre, those apps are also expensive, so in this case to make money you don’t actually have to spent it!
5. Retirement Income Review
Price: $0.99 Developer: Paul Savage
Ensuring that you’ll be financially comfortable in your old age is one aspect of life that nobody should overlook. Unfortunately however the world of pensions, savings and investments can often seem like an impenetrable jungle. If you put a certain amount of money away for your old age each month, can you be sure it’s enough? And what exactly will your contributions be worth to you when you retire? Wouldn’t it be useful to see how much more you’d have live n if you put a little bit more away each month? This calculator enables you to work out exactly what your savings are going to be worth, enabling you to play around with the figures so you can out enough away based on your own retirement requirements. That makes this an indispensable app to pretty much anybody who plans on living beyond retirement age. The sooner you start thinking about these things the more you’ll be able to set aside, so download your copy now!
6. Account Tracker Review
Price: $2.99 Developer: Graham Haley
Successful money management is one of the keys to a happier and more stress free life. Knowing what you’ve got and what’s going out and when gives you the best chance of making sure there’s enough in the coffers to cover it and this app can help you do just that. Account Tracker keeps tabs on multiple accounts enabling you to stay on top of all your finances. This includes savings accounts, credit cards, current accounts and business accounts. They can be grouped together or separately if you want to keep business and personal finances apart. All transactions can be entered manually and set to appear on appropriate days whether it’s weekly, monthly, the last Friday of every month and so on. You can then skip forward up to a year ahead to keep tabs on all scheduled outgoings. With support for multiple currencies this offers everything most people could want from a personal accounts package. It’s easy to use and makes keeping track of all your finances and absolute breeze.
7. AllMyShares Reviews
Price: $3.99 Developer: Milestone Computing
This is a great little app for anyone who plays the stock market. It cobers markets in the USA, Australia, Uk, most of Europe, Canada, China, Hong Kong, Indonesia, Isreal, New Zealand, Singapore, South Korea and Taiwan. To make things easier data is displayed in graphical form as graphs and charts so you can see at a glance exactly where your stock lies at any given time. It also makes it easy to see upward and downward trends which will hopefully help you to buy or sell at the right time to make profit. Currency conversions are carried out automatically so there shouldn’t be any confusion there. It’s great way of keeping tabs on your portfolio. It’s really nicely presented rather than just bombarding and overwhelming you with confusing ream of figures. Perhaps not for the Gordon Geckos of this world but for anyone who enjoys dabbling in stocks and shares and is looking for a convenient way to stay up to date with developments this is ideal.
8. Bills for iPhone/iPad Reviews
Price: $0.99- Sales 50% Developer: iBearLLC
Are you one of those that find difficult to keep track of your bills and to pay them on time? I’m sure you are, as most of use struggle with this simple task. When you first launch the app, the first thing you will probably notice the fantastic design of the application. The app set out kind of like an office would be. It has white board at the top, which is the calendar in which your bills will be placed on; it has filling cabinet below the white board which tells you which date you are looking at and more and it has another white board on the right hand side of the screen which tells you information about all the bills that are upcoming on your calendar. The design of this application has been made especially so that it resembles objects like a real room and this really makes using the app extremely simple and intuitive. The app is clearly set out and there is simplicity to the app that a lot of apps don’t really have. However, there is certainly no shortage of features. The app allows you to add bills and events to the calendar in just few short moments and typing with the iPad’s on screen keyboard makes adding bills to the calendar even quicker than ever. The application is a fantastic way to keep track of your money and as well as being able to add bills to your calendar, so you can keep track of any other purchases that make during the month and keep track of which days they were made on. The app also has some extremely useful features, one which is the way that it allows you to export your data as a .csv file or as a HTML file. Overall, this is one of the best apps that we have seen in this sub-game.
9. Currency+ Reviews
Price: FREE Developer: Jump Gap Software
If there’s one thing that causes stress when travelling abroad it’s remembering to pack everything you need and just knowing the moment you arrived you’ll realize you forgot to bring any clean underwear or something. If there’s another thing that causes stress when travelling abroad it’s airports, what with having to arrive three hours before departure time and then all that queuing up and hanging about. In fact there are loads of stresses that come with foreign travel and one of them is money. How much to take, what’s the exchange rate and so on. If you’re undecided where to go it’s worth looking at places with an advantageous exchange rate because you could get a lot more for your money while you’re out there. This app shows you up to date rates for more than 150 currencies and enables you to enter any commission percentage and transaction fees involved. This way you’ll know exactly what you’re going to get and how much it will cost you instantly. Very useful no matter where you’re planning on going.
10. Fuel Cost Reviews
Price: $0.99 Developer: Daniel Anderton
The price of fuel continues to rise way ahead of inflation, causing motoring to become and more expensive. If you’re keen to cut your expenses then this is one area you can definitely make improvements and this app will help you to do just that. It works out accurate costs for specific journeys in advance and can work in litres, gallons, miles and kilometres so whenever you’re from you’ll be able get accurate and immediately understandable breakdown of your motoring costs. You can use it to work out your fuel efficiency of different vehicles if you have more than one, and also to track your fuel usage based on different driving styles, helping you to drive in the most fuel-efficient manner possible. The app looks good and it’s simple to use. Easily worth the price as it will save you money in the long run if its used properly.